Terms & Conditions

Effective Date: August 7, 2026

1. Acceptance of Terms

By accessing or using our Site or Services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Site or Services.

2. Description of Services

Aegis Health Options is an independent insurance agency that helps individuals, families, and self-employed professionals compare and request quotes for health insurance coverage from multiple carriers. We do not underwrite insurance policies; final coverage, pricing, and eligibility are determined by the applicable insurance carrier.

3. No Guarantee of Coverage or Rates

Quotes and plan information provided through our Site are estimates and are not a guarantee of coverage, price, or approval. Final terms are subject to the underwriting carrier's review and applicable state regulations.

4. User Responsibilities

You agree to provide accurate and complete information when requesting a quote, to use the Site and Services only for lawful purposes, and not to misrepresent your identity or eligibility for any plan.

5. Intellectual Property

All content on the Site, including text, graphics, and logos, is owned by or licensed to Aegis Health Options and may not be copied or used without permission.

6. Diclaimers

The Site and Services are provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted or error-free.

7. Limitation of Liability

To the fullest extent permitted by law, Aegis Health Options is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or Services.

8. Governing Law

These Terms are governed by the laws of the state of Florida, without regard to conflict-of-law principles.

9. SMS Program Terms

9.1 Program Name: Aegis Health Options SMS Notifications

9.2 Program Description: By providing your phone number and opting in, you agree to receive text messages from Aegis Health Options related to insurance quote requests, agent follow-up, and appointment reminders.

9.3 Message and Data Rates: Message and data rates may apply.

9.4 Message Frequency: Message frequency may vary depending on your interactions with us.

9.5 Customer Support: For help, reply HELP to any message, email [email protected], or call PHONE.

9.6 Opt-Out Instructions: You can cancel text messages at any time. Reply STOP to opt out. Reply HELP for help.

9.7 Privacy: See our Privacy Policy for details on how we handle the information collected through this program.

9.8 Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.

10. Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

11. Contact Us

Aegis Health Options

Email: [email protected]

Phone: (989) 500-0407

Address: 40 SE 5th St. Suite 501, Boca Raton, FL, 33432